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Gold Loan - Get Loan Against Gold Jewellery
We are happy to offer the Gold Loan option to help you unlock the value of your gold assets. Our Gold Loan is designed to cater to your specific needs, whether you need funds for personal or business purposes. With our Gold Loan, you can use your gold assets to secure a loan, without having to worry about selling your gold.
Our Gold Loan come with an attractive interest rate and flexible repayment options, making it an ideal choice for those who need quick access to funds.
Our Gold Loan come with an attractive interest rate and flexible repayment options, making it an ideal choice for those who need quick access to funds.
- Quick access to funds
- Low-interest rates
- No income proof is required
- Flexible repayment options
- No prepayment charges
- No hidden fees
Simple Eligibility
One of the most attractive features of a gold loan is that it is available to anyone above the age of 18. This means that if you are 18 years or older and have gold assets, you can use them as collateral to secure a loan. Whether you are a student, a self-employed professional, or a salaried employee, you can apply for a gold loan to help meet your financial needs.
Freedom of your priority
You can use the loan amount for a range of purposes, including personal or business expenses, education, medical emergencies, and more (Except for restricted purposes as mentioned in the Bank’s Policy). So if you’re looking for quick and hassle-free access to funds, our Gold Loan is the ideal choice.
1. KYC of borrower is required.
2. In case of Agriculturist-7/12 Extract is required.
One of the key benefits of our gold loan is that it comes with a flexible repayment tenure of up to 12 months. This means that you can choose a repayment period that works best for you, depending on your financial situation and ability to repay the loan.
In addition to the flexible repayment tenure, our gold loan also comes with a higher loan amount bar that is a maximum of up to Rs. 2.00 Lakhs.
In addition to the flexible repayment tenure, our gold loan also comes with a higher loan amount bar that is a maximum of up to Rs. 2.00 Lakhs.
It is as per valuation by the approved tester & card limit prevailing at the time of sanction. The safety of your gold is a top priority for us at our bank. When you apply for a gold loan, you provide your gold ornaments or jewellery as collateral, which is securely stored in our vaults until the loan is fully repaid. We take extensive measures to ensure that your gold is safe and secure during this time.