Home Loan

Tirupati Bank :Loan :Home Loan

For a Loan?

Looking

Talk To Us

Apply Now

Tirupati Bank Debit Card

How Can We Help?

+91 7888 007 222
Mail: info@tirupatibank.com

Loan Calculator

Loan amount:

Rate (Interest): %

Months (Time):

Total EMI:

Easy Home Loan

Home Loan - Apply Housing Loan Online

We are pleased to offer a range of Home Loan options to help you achieve your dream of owning a home. Our Home Loans are designed to cater to your specific needs, whether you’re looking to construct a house on a developed plot, purchase a ready-built house/flat, or undertake repairs/renovations to your existing property.

We also offer the unique facility of the takeover of housing loans available from other banks & financial institutions, including top-up loans to cover additional expenses.
  • Lower Interest Rates
  • Minimum Processing Fee
  • Minimum Documentation
  • Speedy Sanctioning Process
  • Loan up to 85% of the cost
  • Convenient repayment periods

Simple Eligibility

We understand that owning a home is a crucial milestone in one’s life, and at our bank, we aim to make it a reality for all eligible individuals. We are pleased to offer Home/Housing Loans to applicants below the age of 60 years who have a reliable, assured and perennial source of income.
Apply for Home Loan
Instant Home Loan

Personalizing your priorities

At Tirupati Bank, we understand that every individual has different housing needs, and we strive to offer personalized solutions that best fit your requirements. So, whether you’re a first-time homebuyer or looking to upgrade to a better living space, we are here to help you turn your dream into a reality.


Checklist:

Documents to be obtained for processing of Housing loan application–


Applicant


1. Profile of applicant

2. Registration under shop and establishment Act & Registrations Certificate under GST

3. KYC documents (Latest Photo, Copy of Latest Utility bill (link document in case of rented premises), Aadhar card and Pan Card.

4. Provisional financials for current financial year [Last three months salary certificate in case of salaried]

5. Last three years ITR computation of income & balance sheet [last three years ITR computation & form 16 for salaried]

6. Last one year bank account statement (all saving as well as current bank accounts maintained)

7. Latest Net worth statement (in case of loan amount of Rs. 25.00 Lakhs & above)

8. Certificate for statutory dues from Chartered accountant (in case loan amount is Rs. 50.00 Lakhs & above)

9. Details of all live loan accounts along with sanction letter & statement (NOC is any account is reported as closed)

10. Agreement to sale (in case of purchase), Detailed Estimates for construction alteration or renovation (in case of construction or renovation)

11. Loan outstanding letter & List of original document from existing financer (in case of takeover)


For Plot Purchase

1. Agreement to sale of Plot

2. Chain Documents of Plot

3. Latest Akhiv patrika

4. Layout Map


For Construction

1. Sanctioned Map

2. Latest Akhiv patrika with present owner



Security related documents

1. Title Document, Chain document, MAP Sanctioned from competent authority, Latest Tax receipt , Latest Mutation copy, NOC from Competent authority or other documents as advised by panel advocate

2. Search report from Panel Advocate

3. Valuation report (wherever applicable)



Guarantor (one or two as applicable)

1. Profile and KYC documents of guarantor (Latest Photo, Copy of Latest Utility bill (link document in case of rented premises), Aadhar card and Pan Card.

2. Last three years ITR computation of income & balance sheet [last three years ITR computation & form 16 for salaried]

3. Last one year bank account statement (all saving as well as current bank accounts maintained)

4. Latest Net worth statement (in case of loan amount of Rs. 25.00 Lakhs & above)

5. Details of all live loan accounts along with sanction letter & statement (NOC is any account is reported as closed)



Note:

1. All documents should be self attested
2. KYC should be verified from originals

We offer a repayment period of a maximum of up to 20 years, i.e., equal to 240 months. We advise our customers to choose the easy loan repayment option that may vary from person to person.

Tirupati Bank Comes with attractive housing loan interest rates, flexible repayment options, and transparent terms and conditions, ensuring that you can make the most of your investment without worrying about excessive costs. Get in touch with our branch to know more.